Effective Equity on the Central Coast
The economy has hit full blown recovery mode. Economic indicators are up almost across the boards, and look to be… Continue reading
Title Insurance and Trust Deed
What Is Title Insurance Insurance is a subject familiar to most people. Be it your car, health, life, home, travel,… Continue reading
Making Sense of Mortgage Pools
One of the investment vehicles offered by Sterling Pacific is a mortgage pool. With two separate funds, and not a… Continue reading
Big Ben Leaves the Bank
Ben Bernanke has handed the reins of the Federal Reserve Bank off to Janet Yellen; as the Fed chairman for… Continue reading
What Exactly is Trust Deed Investing?
Since starting at Sterling Pacific Financial, I’ve lost count of the number of times I’ve been asked, “So what does… Continue reading
What Rising Mortgage Rates Mean for You
Over the past couple of weeks, a lot of news has focused on the increase in mortgage rates and rate… Continue reading
From the Glossary: The Cross-Default Loan Provision
Cross-default: a provision in a loan document that puts the borrower into default if he or she defaults on another… Continue reading
From the glossary: mortgage pool
A mortgage pool is an investment vehicle for private real estate loans that works similarly to the way a mutual… Continue reading
From the glossary: hard money loans
The term “hard money lending” — an alternate term for private real estate lending — refers to the fact that… Continue reading