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Borrowers
Funding CriteriaWhile we focus on providing flexible solutions, our loan programs typically fit the following criteria.

Fundng CriteriaEvaluation ProcessApplication ProcessIndustry Professionals

  • Interest-only payments with a balloon payment at maturity
  • Fixed rate
  • 12- to 36-month term
  • First- or second-deed position only
  • 50% loan-to-value (LTV) on land
  • 65% LTV on commercial
  • 75% LTV on residential
  • Personally guaranteed by borrower
  • No covered loans
  • No consumer loans
  • No owner-occupied loans